Aurum Afghanistan Mobile Money Services Company

Aurum Afghanistan Mobile Money Services Company – AAMMSC is a full-fledged electronic money institution regulated by the central bank of Afghanistan operating under the license # EMI101006. In addition to our regulatory license, we are also equipped with license number # 78895 from the Ministry of industry and commerce of Afghanistan. Aurum Mobile Money Services Company – AAMMSC offers significant opportunities for improving the efficiency of financial services by expanding access and lowering transaction costs. Aurum Afghanistan is an existing electronic payment processing provider that offers a customized payment solution to customers and businesses. We facilitate financial transactions, which includes services such as mobile wallet to mobile wallet, bank to mobile wallet, mobile wallet to bank, electricity bill payments, merchant’s payments, AfPay card services, utility bill payments, and other mobile money services. 

We are equipped with modern technological infrastructure which enables our clients to access financial services through their mobile phones securely, quickly and conveniently, making it accessible to individuals who may not have access to traditional banking services. Aurum Afghanistan Mobile Money Services- AAMMSC is precisely overseen by a professional governance structure consisting of a board of supervisors, a board of management who encompass decades of experience in the financial sector of Afghanistan. Aurum Afghanistan has 70 branches in 29 provinces of Afghanistan which cover 85% of the territory of Afghanistan. These branches are supervised by an experienced technical team at head office level, which ensures high level transparency and commitment. It is worth mentioning here that the company is the first full-fledged women led electronic money institution in the country furnished with the best international standards and policies guided by the central bank of Afghanistan.

Our Mission

Enabling e-payments and Remittances easier

Our Vision

To create new opportunities by offering e-payment services to businesses of all kinds

quality control measures

Aurum Afghanistan offers a highly-secure and reliable service to each of its clients and to its client’s consumers. To maintain a high-quality standard, the Company has implemented several measures into its system to monitor each transaction; analyze the associated risk; and automatically mitigate identified risks, when necessary. Furthermore, the Company’s software department will continuously test the software and make agile improvements to enhance the platform’s potential.

risk management measures

Our mandate is to provide professional and fully compliance payment services across Afghanistan, following our mandate and regulatory guideline risk management is our high priority. We have established risk management department equipped with experience risk experts.

Risk Management is our ongoing process, we focus to identify the risk at initial stage so that we can mitigate the severe negative consequence on our operations and overall reputation.  We follow the international risk management practices starting from risk identification, risk analysis, risk categorization, risk responses, risk monitoring and reporting to the close stakeholders. Our risk management team review the polices and procedures of our organization on regular basis to reduce the risk to the minimum level. We are in the implementation stage of ERM framework for more effective risk management process.

our compliance unit

The concept of compliance ensures that corporations act responsibly and within the regulatory and legal frameworks. Aurum has established compliance department and the department is equipped with compliance professional having sufficient knowledge of local and international regulations and standards.